Tickerover

Terms of Service

TL;DR. TickerMover is a research tool that scores publicly-listed US stocks using public data and AI. It is not authorised or regulated by the Financial Conduct Authority (FCA) and provides generic research only — not a personal recommendation or personalised investment advice. You make your own decisions; we provide information to help you make them.

1. Who we are

TickerMover (“we”, “us”, “our”) operates the website tickermover.com (“Service”), a research and educational platform that aggregates public market data, computes quantitative scores, and produces editorial commentary on US-listed equities. Use of the Service is governed by these Terms.

Who runs this. TickerMover is a free, non-commercial research project run by an individual. It is not a registered company and not a business: there is no subscription, no paid tier, no advertising and no sponsored coverage. Nothing on the site is sold, and we take no payment from anyone — readers or the companies covered. You can reach us at support@tickermover.com.

2. What the Service is — and is not

What it is

What it is NOT

3. Eligibility

You must be at least 18 years old and legally capable of entering into a binding contract in your jurisdiction. By creating an account, you confirm that the information you provide is accurate and that you understand the “What it is NOT” section above.

4. Your account

5. Acceptable use

You agree NOT to:

6. The Service is free

Every feature is free to every user. There is no paid tier, no subscription, no trial that converts to a charge, and no payment method is collected. We do not take payment from readers, and we do not take payment from the companies we write about — there is no sponsored or promoted coverage.

Some features are labelled “Pro” in the interface. That labelling is left over from an earlier plan and is inactive: those features are available to everyone. If that ever changes we will say so here and by email before it takes effect, and nothing will begin charging without you actively agreeing to it.

Because nothing is sold, the consumer cancellation rules that apply to paid digital content do not arise. Your statutory rights are unaffected.

7. Intellectual property

All software, scoring algorithms, editorial commentary, screenshots, branding, logos, and the Quant Score methodology are the intellectual property of TickerMover. We grant you a personal, non-exclusive, non-transferable licence to view and interact with the Service for your own research and decision-making. Public market data displayed within the Service remains the property of the respective exchanges and data providers.

8. Third-party services

The Service depends on third-party providers including (but not limited to): Polygon.io, Financial Modeling Prep, Alpha Vantage, Finnhub, Alpaca, Yahoo Finance, SEC EDGAR, Supabase, Resend, Cloudflare, Railway, and Groq / Anthropic for language-model output. Outages or data errors at these providers may affect the Service. TickerMover is not responsible for losses caused by third-party failures.

9. Disclaimer of warranties

The Service is provided “AS IS” and “AS AVAILABLE” without warranties of any kind, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. We do not warrant that the Service will be uninterrupted, error-free, or secure, or that the data displayed will be accurate, timely, or complete.

10. Limitation of liability

To the maximum extent permitted by applicable law, TickerMover's aggregate liability arising out of or related to your use of the Service shall not exceed £50. The Service is provided free of charge and you pay us nothing, so there is no larger sum to measure a claim against. Under no circumstances will we be liable for indirect, incidental, consequential, special, or punitive damages, including lost profits, lost trading opportunities, or losses arising from investment decisions you make. Nothing in these Terms limits or excludes our liability for death or personal injury caused by our negligence, for fraud, or for anything that cannot be limited or excluded under applicable law.

Critical: Trading and investing carry substantial risk, including loss of principal. You may lose more than you invest in leveraged positions. Decisions you take based on information shown on TickerMover are entirely your own. We do not refund losses, do not compensate for missed opportunities, and do not guarantee any outcome.

11. Indemnification

You agree to indemnify and hold harmless TickerMover, its directors, employees, and affiliates, from any claim, damage, or expense (including reasonable legal fees) arising from (a) your use of the Service in breach of these Terms, (b) your trading activity, (c) any third party who suffers loss because they relied on information you republished from the Service, or (d) your violation of any law or third-party right.

12. Modifications to the Service or Terms

We may modify the Service, pricing, or these Terms from time to time. For material changes (e.g. expanded data collection, changes to the limitation of liability), we will email registered users with at least 14 days' notice. Continued use after such notice constitutes acceptance.

13. Governing law and disputes

These Terms, and any dispute or claim arising out of or in connection with them or the Service (including non-contractual disputes), are governed by the law of England and Wales. We will first try to resolve any dispute with you by good-faith negotiation. If that fails, the courts of England and Wales shall have exclusive jurisdiction, except that if you are a consumer resident elsewhere in the UK you may also bring proceedings in the courts of your home nation. Nothing in this clause affects any mandatory statutory rights you have as a consumer.

14. Severability and entire agreement

If any provision of these Terms is held unenforceable, the remaining provisions remain in full effect. These Terms, together with the Privacy Policy and Disclaimer, constitute the entire agreement between you and TickerMover.

15. Contact

Questions about these Terms? Email support@tickermover.com.