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Financial Services

TCBI Stock Analysis

Texas Capital Bancshares, Inc. · current price $98.64 (+0.55% today)

Solid setup — 4/4 EPS beats, 29% net margin. Momentum, fundamentals and macro indicators are aligned.
★★★★
Quality
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The six-pillar scorecard

Momentum
50
Drifting higher
price trend
Growth
25
Barely growing
sales & profit growth
Quality
45
Some weak spots
profitability & balance sheet
Valuation
65
Fairly priced
is the price fair?
Sentiment
41
Mixed views
analyst & crowd mood
Risk
81
Low risk
volatility & drawdown

Each pillar is scored 0-100 inside the stock’s own peer group, so a chipmaker is measured against chipmakers. These are quality descriptors, not buy or sell signals.

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The picture

What drove the scoreThe seven components contributing most, each read out of 100.
FundamentalsFundamentals: 8484Earnings qualityEarnings quality: 8989Relative strengthRelative strength: 8585Analyst consensusAnalyst consensus: 5050GrowthGrowth: 6060Earnings accelerationEarnings acceleration: 8888Near 52w highNear 52w high: 6060
Margin profileWhat survives each step down the income statement.
OperatingOperating: 36.7%36.7%NetNet: 28.7%28.7%Free cash flowFree cash flow: 37.1%37.1%
EPS surpriseReported EPS against estimate, last four quarters.
2026-06: +127.0% vs estimate+127%2026-062026-03: +12.4% vs estimate+12%2026-032025-12: +17.8% vs estimate+18%2025-122025-09: +22.9% vs estimate+23%2025-09
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Hype Check

Reading TCBI’s price and volume history…

The audit — what has to hold for this thesis

Checking the areas that decide this thesis…

AI-generated from the company’s own filings and recent coverage, and it can be incomplete or wrong. A PASS is a reading of the cited evidence, not a verified fact and not a reason to buy. Follow each citation to the source.

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Dilution Check

Reading TCBI’s filings…

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Latest earnings

LAST EARNINGS Texas Capital Bancshares, Inc. (TCBI)

Latest earnings

EPS
$2.18 vs $1.77 est · +22.9% vs estimate BEAT
Revenue
$335.5M · -1.4% YoY
Stock reaction (1M)
-0.1%
Beat streak
4 of last 4 quarters
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Valuation

P/E
12.8×
Forward P/E
12.0×
PEG
1.47
Price / Sales
3.4×
Price / Book
1.3×
Analyst target
$109.31
Target range
$100.00 – $115.00
Implied upside
+10.8%
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Financial health

Operating margin
36.7%
Net margin
28.7%
FCF margin
37.1%
Return on equity
10.2%
Revenue growth YoY
+8.6%
EPS growth YoY
+15.8%
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Technicals

$75.4152-week range$108.92
RSI (14)
44
50-day MA
$101.07
200-day MA
$97.97
ATR (14)
1.49
Beta
0.67
1-month return
-0.1%
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Earnings

QuarterEPSEst.SurpriseResult
2025-09-30$2.18$1.77+22.9%Beat
2025-12-31$2.08$1.77+17.8%Beat
2026-03-31$1.58$1.41+12.4%Beat
2026-06-30$1.88$1.86+1.3%Beat
Beat 4 of the last 4 quarters.
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Ownership & risk

Short % of float
0.13%
Dividend yield
0.81%
Beta
0.67
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Latest news on TCBI

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Frequently asked

What is TCBI's Quant Score?

Texas Capital Bancshares, Inc. (TCBI) currently has a TickerMover Quant Score of 64/100, rated ★★★★ Quality. The Quant Score is a quantitative composite across six research pillars — momentum, quality, growth, valuation, sentiment and risk. It is research information, not investment advice.

Is Texas Capital Bancshares, Inc. (TCBI) a buy?

TickerMover does not give buy or sell recommendations. TCBI scores 64/100 (★★★★ Quality) on our quantitative research model — a screening signal, not a personal recommendation. Do your own research, and consider an FCA-authorised adviser before investing.

How often is TCBI's score updated?

TCBI's Quant Score and underlying data refresh through US market hours (about every five minutes), using public market and fundamental data.

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