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Financial Services

CACC Stock Analysis

Credit Acceptance Corporation · current price $594.96 (-0.98% today)

Solid setup — 4/4 EPS beats, 39% net margin. Momentum, fundamentals and macro indicators are aligned.
★★★★
Quality
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The six-pillar scorecard

Momentum
63
Drifting higher
price trend
Growth
26
Barely growing
sales & profit growth
Quality
78
High quality
profitability & balance sheet
Valuation
60
Fairly priced
is the price fair?
Sentiment
20
Out of favour
analyst & crowd mood
Risk
62
Moderate risk
volatility & drawdown

Each pillar is scored 0-100 inside the stock’s own peer group, so a chipmaker is measured against chipmakers. These are quality descriptors, not buy or sell signals.

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The picture

What drove the scoreThe seven components contributing most, each read out of 100.
FundamentalsFundamentals: 8383RSI zoneRSI zone: 100100Earnings qualityEarnings quality: 84841-month momentum1-month momentum: 6262GrowthGrowth: 7878Relative strengthRelative strength: 6565Breakout proximityBreakout proximity: 5656
Margin profileWhat survives each step down the income statement.
GrossGross: 94.7%94.7%OperatingOperating: 52.6%52.6%NetNet: 38.5%38.5%Free cash flowFree cash flow: 93.7%93.7%
EPS surpriseReported EPS against estimate, last four quarters.
2026-06: +2.2% vs estimate+2%2026-062026-03: +1.9% vs estimate+2%2026-032025-12: +15.2% vs estimate+15%2025-122025-09: +8.8% vs estimate+9%2025-09
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Hype Check

Reading CACC’s price and volume history…

The audit — what has to hold for this thesis

Checking the areas that decide this thesis…

AI-generated from the company’s own filings and recent coverage, and it can be incomplete or wrong. A PASS is a reading of the cited evidence, not a verified fact and not a reason to buy. Follow each citation to the source.

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Dilution Check

Reading CACC’s filings…

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Latest earnings

LAST EARNINGS Credit Acceptance Corporation (CACC)

Latest earnings

EPS
$10.28 vs $9.45 est · +8.8% vs estimate BEAT
Revenue
$582.2M · +1.0% YoY
Stock reaction (1M)
+7.1%
Beat streak
4 of last 4 quarters
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Valuation

P/E
13.1×
Forward P/E
10.9×
PEG
1.77
Price / Sales
4.7×
Price / Book
3.9×
Analyst target
$636.67
Target range
$600.00 – $660.00
Implied upside
+7.0%
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Financial health

Gross margin
94.7%
Operating margin
52.6%
Net margin
38.5%
FCF margin
93.7%
Return on equity
31.9%
Debt / equity
3.96
Revenue growth YoY
+9.5%
EPS growth YoY
+70.6%
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Technicals

$401.9052-week range$668.86
RSI (14)
52
50-day MA
$600.88
200-day MA
$514.79
ATR (14)
15.51
Beta
1.35
1-month return
+7.1%
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Earnings

QuarterEPSEst.SurpriseResult
2025-09-30$10.28$9.45+8.8%Beat
2025-12-31$11.35$9.85+15.2%Beat
2026-03-31$10.71$10.51+1.9%Beat
2026-06-30$12.12$11.85+2.2%Beat
Beat 4 of the last 4 quarters.
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Ownership & risk

Short % of float
0.28%
Beta
1.35
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Latest news on CACC

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Frequently asked

What is CACC's Quant Score?

Credit Acceptance Corporation (CACC) currently has a TickerMover Quant Score of 66/100, rated ★★★★ Quality. The Quant Score is a quantitative composite across six research pillars — momentum, quality, growth, valuation, sentiment and risk. It is research information, not investment advice.

Is Credit Acceptance Corporation (CACC) a buy?

TickerMover does not give buy or sell recommendations. CACC scores 66/100 (★★★★ Quality) on our quantitative research model — a screening signal, not a personal recommendation. Do your own research, and consider an FCA-authorised adviser before investing.

How often is CACC's score updated?

CACC's Quant Score and underlying data refresh through US market hours (about every five minutes), using public market and fundamental data.

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