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Digital Payments / Fintech

BILL Stock Analysis

BILL Holdings, Inc. · current price $50.31 (+3.09% today)

Top-tier setup — +11% 30-day momentum, 4/4 EPS beats. Momentum, fundamentals and macro indicators are aligned.
★★★★★
Top Tier
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The six-pillar scorecard

Momentum
85
Trending up strong
price trend
Growth
25
Barely growing
sales & profit growth
Quality
98
High quality
profitability & balance sheet
Valuation
80
Looks cheap
is the price fair?
Sentiment
42
Mixed views
analyst & crowd mood
Risk
65
Moderate risk
volatility & drawdown

Each pillar is scored 0-100 inside the stock’s own peer group, so a chipmaker is measured against chipmakers. These are quality descriptors, not buy or sell signals.

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The picture

What drove the scoreThe seven components contributing most, each read out of 100.
1-month momentum1-month momentum: 7575RSI zoneRSI zone: 100100GrowthGrowth: 5555Trend strengthTrend strength: 8585FundamentalsFundamentals: 100100Relative strengthRelative strength: 6565Earnings qualityEarnings quality: 8989
Margin profileWhat survives each step down the income statement.
GrossGross: 83.9%83.9%OperatingOperating: 9.7%9.7%NetNet: -0.7%-0.7%Free cash flowFree cash flow: 19.8%19.8%
EPS surpriseReported EPS against estimate, last four quarters.
2026-06: +18.5% vs estimate+18%2026-062026-03: +23.1% vs estimate+23%2026-032025-12: +14.2% vs estimate+14%2025-122025-09: +20.8% vs estimate+21%2025-09
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Hype Check

Reading BILL’s price and volume history…

The audit — what has to hold for this thesis

Checking the areas that decide this thesis…

AI-generated from the company’s own filings and recent coverage, and it can be incomplete or wrong. A PASS is a reading of the cited evidence, not a verified fact and not a reason to buy. Follow each citation to the source.

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Dilution Check

Reading BILL’s filings…

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Latest earnings

LAST EARNINGS BILL Holdings, Inc. (BILL)

Latest earnings

EPS
$0.61 vs $0.51 est · +20.8% vs estimate BEAT
Revenue
$406.6M · +6.1% YoY
Stock reaction (1M)
+10.8%
Beat streak
4 of last 4 quarters
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Valuation

P/E
11.6×
Forward P/E
11.6×
PEG
0.48
Price / Sales
3.0×
Price / Book
1.3×
EV / EBITDA
42.5×
Analyst target
$56.90
Target range
$43.00 – $75.00
Implied upside
+13.1%
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Financial health

Gross margin
83.9%
Operating margin
9.7%
Net margin
-0.7%
FCF margin
19.8%
Return on equity
-0.3%
Debt / equity
0.54
Revenue growth YoY
+13.8%
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Technicals

$31.4152-week range$57.21
RSI (14)
63
50-day MA
$43.75
200-day MA
$43.80
ATR (14)
2.24
Beta
1.09
1-month return
+10.8%
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Earnings

QuarterEPSEst.SurpriseResult
2025-09-30$0.61$0.51+20.8%Beat
2025-12-31$0.64$0.56+14.2%Beat
2026-03-31$0.68$0.55+23.1%Beat
2026-06-30$0.84$0.71+18.5%Beat
Beat 4 of the last 4 quarters.
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Ownership & risk

Short % of float
0.14%
Beta
1.09
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Latest news on BILL

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Frequently asked

What is BILL's Quant Score?

BILL Holdings, Inc. (BILL) currently has a TickerMover Quant Score of 73/100, rated ★★★★★ Top Tier. The Quant Score is a quantitative composite across six research pillars — momentum, quality, growth, valuation, sentiment and risk. It is research information, not investment advice.

Is BILL Holdings, Inc. (BILL) a buy?

TickerMover does not give buy or sell recommendations. BILL scores 73/100 (★★★★★ Top Tier) on our quantitative research model — a screening signal, not a personal recommendation. Do your own research, and consider an FCA-authorised adviser before investing.

How often is BILL's score updated?

BILL's Quant Score and underlying data refresh through US market hours (about every five minutes), using public market and fundamental data.

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