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Financial Services

FLG Stock Analysis

Flagstar Bank, National Association · current price $13.45 (+0.04% today)

Mixed signals — neither side has the edge here. The thesis lacks a clear edge from current data.
★★★
Average
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The six-pillar scorecard

Momentum
40
Losing steam
price trend
Growth
25
Barely growing
sales & profit growth
Quality
32
Shaky books
profitability & balance sheet
Valuation
75
Looks cheap
is the price fair?
Sentiment
37
Mixed views
analyst & crowd mood
Risk
72
Low risk
volatility & drawdown

Each pillar is scored 0-100 inside the stock’s own peer group, so a chipmaker is measured against chipmakers. These are quality descriptors, not buy or sell signals.

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The picture

What drove the scoreThe seven components contributing most, each read out of 100.
Earnings qualityEarnings quality: 8282FundamentalsFundamentals: 5656Relative strengthRelative strength: 6565GrowthGrowth: 7575Near 52w highNear 52w high: 7575Earnings accelerationEarnings acceleration: 8888Analyst consensusAnalyst consensus: 3030
Margin profileWhat survives each step down the income statement.
OperatingOperating: 20.3%20.3%NetNet: 2.4%2.4%Free cash flowFree cash flow: 3.4%3.4%
EPS surpriseReported EPS against estimate, last four quarters.
2026-06: -26.2% vs estimate-26%2026-062026-03: +9.8% vs estimate+10%2026-032025-12: +170.3% vs estimate+170%2025-122025-09: +0.0% vs estimate+0%2025-09
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Hype Check

Reading FLG’s price and volume history…

The audit — what has to hold for this thesis

Checking the areas that decide this thesis…

AI-generated from the company’s own filings and recent coverage, and it can be incomplete or wrong. A PASS is a reading of the cited evidence, not a verified fact and not a reason to buy. Follow each citation to the source.

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Dilution Check

Reading FLG’s filings…

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Latest earnings

LAST EARNINGS Flagstar Bank, National Association (FLG)

Latest earnings

EPS
$-0.07 vs $-0.07 est · +0.0% vs estimate MISS
Revenue
$516.0M · -0.6% YoY
Stock reaction (1M)
-5.6%
Beat streak
2 of last 4 quarters
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Valuation

P/E
448.3×
Forward P/E
9.8×
PEG
0.78
Price / Sales
2.7×
Price / Book
0.7×
Analyst target
$16.26
Target range
$13.00 – $18.00
Implied upside
+21.0%
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Financial health

Operating margin
20.3%
Net margin
2.4%
FCF margin
3.4%
Return on equity
0.6%
Revenue growth YoY
+15.3%
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Technicals

$10.5752-week range$15.44
RSI (14)
34
50-day MA
$14.40
200-day MA
$13.54
ATR (14)
0.24
Beta
1.00
1-month return
-5.6%
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Earnings

QuarterEPSEst.SurpriseResult
2025-09-30$-0.07$-0.07+0.0%Miss
2025-12-31$0.06$0.02+170.3%Beat
2026-03-31$0.04$0.04+9.8%Beat
2026-06-30$0.05$0.07-26.2%Miss
Beat 2 of the last 4 quarters.
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Ownership & risk

Short % of float
0.00%
Dividend yield
0.30%
Beta
1.00
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Latest news on FLG

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Frequently asked

What is FLG's Quant Score?

Flagstar Bank, National Association (FLG) currently has a TickerMover Quant Score of 55/100, rated ★★★ Average. The Quant Score is a quantitative composite across six research pillars — momentum, quality, growth, valuation, sentiment and risk. It is research information, not investment advice.

Is Flagstar Bank, National Association (FLG) a buy?

TickerMover does not give buy or sell recommendations. FLG scores 55/100 (★★★ Average) on our quantitative research model — a screening signal, not a personal recommendation. Do your own research, and consider an FCA-authorised adviser before investing.

How often is FLG's score updated?

FLG's Quant Score and underlying data refresh through US market hours (about every five minutes), using public market and fundamental data.

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