Tickerover
Financial Services

AFL Stock Analysis

Aflac Incorporated · current price $116.52 (-0.04% today)

Mixed signals — neither side has the edge here. The thesis lacks a clear edge from current data.
★★★
Average
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The six-pillar scorecard

Momentum
39
Losing steam
price trend
Growth
25
Barely growing
sales & profit growth
Quality
88
High quality
profitability & balance sheet
Valuation
60
Fairly priced
is the price fair?
Sentiment
22
Out of favour
analyst & crowd mood
Risk
86
Low risk
volatility & drawdown

Each pillar is scored 0-100 inside the stock’s own peer group, so a chipmaker is measured against chipmakers. These are quality descriptors, not buy or sell signals.

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The picture

What drove the scoreThe seven components contributing most, each read out of 100.
FundamentalsFundamentals: 8383Earnings qualityEarnings quality: 6666Relative strengthRelative strength: 6565Breakout proximityBreakout proximity: 5656GrowthGrowth: 5050Analyst consensusAnalyst consensus: 3030VolumeVolume: 6262
Margin profileWhat survives each step down the income statement.
GrossGross: 50.9%50.9%OperatingOperating: 25.7%25.7%NetNet: 26.9%26.9%Free cash flowFree cash flow: 14.6%14.6%
EPS surpriseReported EPS against estimate, last four quarters.
2026-06: -45.0% vs estimate-45%2026-062026-03: -2.5% vs estimate-3%2026-032025-12: -7.3% vs estimate-7%2025-122025-09: +40.2% vs estimate+40%2025-09
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Hype Check

Reading AFL’s price and volume history…

The audit — what has to hold for this thesis

Checking the areas that decide this thesis…

AI-generated from the company’s own filings and recent coverage, and it can be incomplete or wrong. A PASS is a reading of the cited evidence, not a verified fact and not a reason to buy. Follow each citation to the source.

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Dilution Check

Reading AFL’s filings…

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Latest earnings

LAST EARNINGS Aflac Incorporated (AFL)

Latest earnings

EPS
$2.49 vs $1.78 est · +40.2% vs estimate BEAT
Revenue
$4.19B · -12.5% YoY
Stock reaction (1M)
-8.1%
Beat streak
1 of last 4 quarters
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Valuation

P/E
12.6×
Forward P/E
15.5×
PEG
1.18
Price / Sales
3.2×
Price / Book
1.9×
EV / EBITDA
10.8×
Analyst target
$118.53
Target range
$99.00 – $138.00
Implied upside
+1.7%
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Financial health

Gross margin
50.9%
Operating margin
25.7%
Net margin
26.9%
FCF margin
14.6%
Return on equity
16.9%
Debt / equity
0.53
Revenue growth YoY
-1.0%
EPS growth YoY
+46.8%
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Technicals

$104.6652-week range$130.22
RSI (14)
39
50-day MA
$121.54
200-day MA
$114.50
ATR (14)
1.83
Beta
0.59
1-month return
-8.1%
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Earnings

QuarterEPSEst.SurpriseResult
2025-09-30$2.49$1.78+40.2%Beat
2025-12-31$1.57$1.69-7.3%Miss
2026-03-31$1.75$1.80-2.5%Miss
2026-06-30$1.75$1.76-0.5%Miss
Beat 1 of the last 4 quarters.
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Ownership & risk

Short % of float
0.03%
Dividend yield
2.09%
Beta
0.59
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Latest news on AFL

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Frequently asked

What is AFL's Quant Score?

Aflac Incorporated (AFL) currently has a TickerMover Quant Score of 52/100, rated ★★★ Average. The Quant Score is a quantitative composite across six research pillars — momentum, quality, growth, valuation, sentiment and risk. It is research information, not investment advice.

Is Aflac Incorporated (AFL) a buy?

TickerMover does not give buy or sell recommendations. AFL scores 52/100 (★★★ Average) on our quantitative research model — a screening signal, not a personal recommendation. Do your own research, and consider an FCA-authorised adviser before investing.

How often is AFL's score updated?

AFL's Quant Score and underlying data refresh through US market hours (about every five minutes), using public market and fundamental data.

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